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Which card actually pays you back?

Julia tests cards the way a household uses them. Run her arithmetic on your own numbers and see every figure’s source and the date it was checked.

Is this card worth its fee?Subscribe Which card fits how I spend?

84 cards checkedEvery figure datedNothing you type leaves your device

Three questions, three tools

Is this card worth its fee?What a card gives back against what it costs, for how you spend Which card fits how I spend?Every card ranked on your spending against a plain 2% card Points or cash?For one booking: spend the points or pay cash and keep them

Julia’s latest videoAmex Platinum vs Amex Gold: Is the Upgrade Worth It?Published Oct 14, 2026 · 7 chapters

Every card, checked

84 cardsThe Wallet Score, the terms and the date they were verified How the Wallet Score worksThree households, a stress case, four parts, one number Statement creditsFace value vs what you actually use

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